Technology

Blackhawk Network’s Technology Innovations enable the company and its partners to grow their businesses with innovative solutions, save money and provide more efficiency throughout both internal and external networks.  By operating one of the largest private payment networks across the U.S., the innovators at Blackhawk Network deliver flexibility throughout the lifecycle, from product creation to distribution and customer service.

Any sufficiently advanced technology is indistinguishable from magic. – Arthur C. Clarke

By processing to memory, the company’s technology offerings are faster ensuring less chance of data loss, more redundancy, less latency, and less expense. With Blackhawk, all providers and partners connect to a fully meshed private network that includes a full range of services, such as file transfer, authentication and authorization, monitoring and alert notification, security services, and disk to disk backups. We are the connectivity and payment switching experts with a focus on several key technology platforms such as:

eNetwork: An open platform that allows for gifting to be integrated into any Web, app, or mobile experience through Blackhawk proprietary APIs.

Giftcardmall.com: Part of the eNetwork, Blackhawk owns and operates the ecommerce site, offering direct customer service and support. The offering includes several backend tools and functions to operate card services via IVR (Interactive Voice Response).

BLISS (Blackhawk Issuance System): An issuance and processing platform designed specifically for innovative stored value products based on model driven architecture and development. BLISS enables rapid development and deployment of products for a fast moving and dynamic industry.  Compared to other existing credit card processing platforms; ours is more configurable.

BLAST (Blackhawk Acquiring Switch Technology): In addition to being a Visa® certified card processor, Blackhawk operates its own proprietary switching and routing platform. We provide partners with world class connectivity to over 75 payment processors. Deployed internationally, BLAST is the fastest most scalable network switch.

TRACS (Transaction Rating Accounting & Clearing and Settlement): A robust settlement/reconciliation platform that enables partners to aggregate and settle transactions from any node in Blackhawk’s network.

PayGo: A terminal acquiring platform – hardware, software and backend turn-key solution for customers that need a stand alone tool that helps with managing transactions for gift purchases and telecom top up cards.

Blackhawk is dedicated to meeting the highest standards within the payment card industry. We have earned the title of certified Visa® and MasterCard provider and have met all PCI (Payment Card Industry) compliance standards, which means that Blackhawk is serious about protecting the brand image and information of our customers from hackers and theft.

By supporting both open and close loop, reloadable and non-reloadable products, Blackhawk Network’s Technology Innovations enable the company and its partners to save money. Our expert advice and guidance speeds time-to-market and we provide complete test and certification environments and transaction simulators free-of-charge. With modern technology, developed in house, Blackhawk Network delivers on the demands of today’s business needs.